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#200533 - 07/01/08 08:26 PM Question on Pet Insurance
Lelend Williams
Leerburg Web Board User


Registered: 02/16/08
Posts: 16

Offline
I live in WA and I am the proud owner of a 6mo old Mal. I was hoping any one may have experience with pet Insurance. Who is a good company has good coverage or who is not. I don't need coverage for the normal things i.e. shots regular check-ups etc. I think I should have coverage for the "what ifs". Any input on this will be a great help.
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#200544 - 07/01/08 10:18 PM Re: Question on Pet Insurance [Re: Lelend Williams]
Shannon Reed
Leerburg Web Board User
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Registered: 12/29/07
Posts: 136
Loc: Washington State

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I looked into it about 4 few years back, but decided that the money I would spend on premiums was better off being put into a savings account for those "what ifs". The list of exclusions were very extensive for my breed. In those 4 years there has been money spent at the vet but the reality is that there has only been one "accident" that would have been covered (not sure who fed that dog a big sock or why he ate it ).
Here is a link with some information that might be helpful.
http://www.petinsurancereview.com/index.asp

Shannon
_________________________

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#200556 - 07/02/08 01:50 AM Re: Question on Pet Insurance [Re: Shannon Reed]
Melissa Thom
Leerburg Web Board User
**

Registered: 12/04/07
Posts: 476

content Online
By in large most pet insurance I find to be a rip off with so many loopholes you could drive a bus through them. Most people are better off taking the $50 they'd spend on the premium and dumping it into what ifs pile in their basement (or bank account). Usually pet insurance only covers things that are accidental... and will not cover illnesses, dogs over 7 years old, genetic defects, diagnosis testing, or anything related to breeding or sporting. One company wouldn't even cover intact dogs or certain breeds.
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#200599 - 07/02/08 12:31 PM Re: Question on Pet Insurance [Re: Lelend Williams]
Kimberly Bunk
Leerburg Web Board User
***

Registered: 05/04/06
Posts: 304
Loc: PA

Offline
I have Petplan and am happy with it, customer service is great and reimbursement was simple and fast (2 weeks). My plan costs about $550 a year (top level plan), I was reimbursed a little over $300 for an accident within a month of having it. Here is a link to what they cover:

http://www.gopetplan.com/Why_Petplan/What_Petplan_Covers.html

If you have any questions please let me know.

Kimberly
_________________________

(Sonya 22 months)

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