With all this wild stuff with Cody, we are looking again at pet insurance. Any one have any recommendations?

Here's my experience:

http://leerburg.com/forums/ubbthreads.php?ubb=showflat&Number=205328

This is my experience:
http://leerburg.com/forums/ubbthreads.php?ubb=showflat&Number=251312

The insurance is through Pet's Best. I now have my other three dogs covered as well, just in case.

I hope Cody will make it through, he is in our thoughts.

The pet insurance will not pay for anything that the dog has had pervious to the start of the insurance,calling it pre-existing.

There are usually deductables for each occurance, sometimes high deductables as well as caps on what they will pay for each incident and also will establish a payment fee based on usual & customary fees which may or may not be any where near the fees that your vet charges. Even the well dog checkups are subject to the U & C fees. This is very similar to people insurance. You are usually best off if you are deciding on pet insurance to take it out when a dog is a young pup before any illness etc occurs that can be declaird pre-existing. There are oftes lists of things that they will exclued such as teeth & gums or anything related to that. I have had most of the people I know tell me that they would have been better off if they had just put the same amount of $$$ in a savinging account for use if & when needed. I actually had a neighbor called me last night about insurance that he has for his dog. He said that he wondered if I had it. He said that he has recently had very high vet bills with his dog the included removal of teeth & gum problems. He said that his dog now will have to have all her teeth removed & the insurance has not paid for any of this. They exclude anything tooth related in their policy. He was thinking that the insurance is not worth it & wondered what my take on it was. He has had the policy since that dog was a pup, she is almost 6. He said that it seemed that whenever somethig happened, the had an exclusion for it or the deductable was more then the fee etc. I asked him if this was the case, why he hadn't discontinued the policy long before this. He said that he had always thought that it would cover the big stuff. But not that he has spent & will spend a few grand of this dog, I gues he has decided that it will not cover the big stuff.

I had it for years on my compititon x-country horse but it covered colic surgery, loss of use & mortality. All of which pet insurance does not cover except bloat surgery,which may be excluded in some cases due to dog breed. JMO