IMHO, people have homes built based more on cost than to survive weather conditions, especially here in the Midwest. Brick homes are usually just a brick veneer built around a wood frame. The most affordable homes are just wood frame with wood or vinyl siding. Next up the chain are homes with just a brick facade on the front of the house. Finally, and most expensive, are the custom homes that are brick all around. People live in or build what they can afford.
That said, none of them are built to survive a tornado. We survived a particularly bad day of tornados one day while living in Wisconsin that destroyed most of our apartment complex, all brick. An all-brick National Guard armory about 300 feet away from our apartment was completely leveled to the foundation. We've also lived in Oklahoma and now live in a part of Ohio that gets tornados fairly often and it seems the type of house really doesn't matter when a storm like that hits. More important is having a place that can serve as a shelter, just to survive.
Ironically, here in the UK, all wood houses are more expensive to get insurance on, and the cottages with thatched roofs are hugely expensive to insure.
There has been a fairly recent trend of importing all wood houses in kit form,and they have had to comply to all sorts of regulations before import was permitted.
You pretty much answered my question about whether or not a brick structure would stand up better to tornados though Greg - they don't
You get used to it. You get to know that shade the sky turns when it's time to get into whatever shelter you've got NOW! and when you can just kick back and let the weather radio keep screaming about the tornado watches/warnings in various counties.
Here in Phoenix we'll go a month solid without rain and sometimes I miss the thunderstorms.
Honestly, a well built frame house will usually stand up to a "normal" tornado better than a brick one. The ones we have had lately have been top-of-the-scale killers, no matter WHAT your house was made of.
Wood actually has a little more "give" to it. Of course, even bricked homes have wood frames and what happens is the frame twists and gives, but the brick doesn't. In the huge May 1999 Moore tornado, one of my friends homes was just 3 blocks out of the scoured area. Her house would have been pretty much O.K., except all the brick was separated from the rest of the house! Just movable brick walls surrounding her intact house.
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